There are many public health insurance plans and options that make healthcare accessible to all Kansas residents. These services are provided through the U.S. federal government or Kansas Medicaid and Medicare programs. These public health insurance programs are available to you in the event that you do not want to enroll in private health insurance or are unable to afford other health insurance options.
Click on an area below to be taken to more detailed pages about Obamacare (The Affordable Care Act), Medicaid, or Medicare programs, plans, options, and FAQs.
ObamaCare, The Affordable Care Act
Obamacare, or The Affordable Care Act, refers to any health care insurance plan that can be bought through the federally operated Health Insurance Marketplace. When applying for Obamacare, you may find that you also qualify for cost assistance or government subsidies. In fact, 80% of those that enrolled through the Kansas exchange received subsidies to help offset the cost of healthcare insurance.
The following carriers are available through the Kansas coverage:
- Blue Cross Blue Shield of Kansas Solutions
- Blue Cross Blue Shield of Kansas City
Because there are limited options on the exchange, you may want to look outside the exchange for additional options. If you opt to go outside the exchange for more options, you would lose your subsidies if you qualify for financial assistance. As a note, a carrier off the exchange may still be less expensive than a carrier on the exchange even with financial assistance. This is why it is so important to know your available options.
Learn more about the Obamacare program, Marketplace, plans, and FAQs
Kansas Medicaid: Health Insurance For Low-Income
Kansas Medicaid is the state-funded health insurance for low-income individuals, families, pregnant women, and those with disabilities. Kansas has made the decision to not expand its Medicaid program and as a result, there are 60,000 individuals that do not feasibly have a way to pay for health insurance. Enrollment in Medicaid has been decreasing since the adoption of the Affordable Care Act.
Learn more about the Kansas Medicaid program, plans, options, and FAQs
Kansas Medicare
Medicare is the federal health insurance for those who are 65 years of age or older, or who have a specific disability such as end-stage renal disease. If you have Medicare Part A today, you meet the requirements for qualified health coverage per the Affordable Care Act. Medicare Part B, unfortunately, does not meet this requirement so you will need additional health insurance coverage to avoid The Affordable Care Act penalty. Currently, 17% of the Kansas population receive Medicare benefits.
Kansas Medicare programs and services include:
- Original Medicare Plans - Part A (hospital insurance), Part B (medical insurance)
- Medicare Advantage Plan - Part C
- Medicare Rx Plan - Part D
- Medigap
- HICAP
Learn more about the Kansas Medicare program, plans, options, and FAQs
Sources:
